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Call Us Today!
(619) 660-1600
Call Us Today!
(619) 660-1600


Contact Information

Law Office of Richard J. Lewis
3322 Sweetwater Springs Blvd., Ste. 202
Spring Valley, CA 91977

Phone: (619) 660-1600
Cell Phone: (619) 246-3226

Appointments Available

Q. What is estate planning?

A. Estate planning is the process by which you determine to whom your assets will be transferred upon your death. No matter how big or small an estate, a sound estate plan will ensure that your assets are distributed according to your wishes. Moreover, a comprehensive estate plan will allow for the management of your financial and health matters in the event of incapacity.

Q. Why do I need an estate plan?
A. Either you make your own estate plan during life or the state of California will make one for you upon your death.
Q. What is a will?
A. A will is a document that allows you to distribute your property to whomever you wish. Specifically, it allows you to name your beneficiaries and executor. It also allows you to name a guardian for your minor children.
Q. What is a probate?
A. Probate is the legal proceeding that validates your will, pays your debts and distributes your assets upon your death. Probate is necessary when a person dies, either with or without a will.
Q. Is probate expensive?
A. The compensation for attorneys and executors is statutorily predetermined based on the Fair Market Value (FMV) of your estate. The cost of going through probate can be quite high.
Q. Is probate time consuming?
A. A typical probate administration can take six months to one year to complete. Complicated estates can take more than a year to complete.
Q. Does a trust avoid probate?
A. A properly drafted and executed trust can avoid the time and expense of probate.
Q. What should an estate plan include?
A. A comprehensive estate plan will generally include the following: living trust, pour-over will, financial durable power of attorney and Advance Health Care Directive.
Q. What is a living trust?
A. A living trust provides instructions for final affairs. It names who is to receive assets upon death and it provides for the management of your assets without court intervention in the event of incapacity.
Q. What is a financial durable power of attorney?
A. A financial durable power of attorney is a document that allows you to appoint an agent to act on your behalf. Depending on what you specify, the appointment can become effective immediately or only in the event of incapacity.
Q. What is an Advance Health Care Directive?
A. An Advance Health Care Directive is a document that allows you to appoint an agent to make medical decisions for you in the event you are unable to do so. It also allows you to indicate what your wishes are with respect to end-of-life choices.
Estate Planning Packages
  • Revocable "Living Trust" Package includes: Living Trust, Pour-over Will, Durable Power of Attorney for Finances, Advance Health Care Directive, Certification of Trust, Assignment of Tangible Personal Property and Grant Deed transferring real property into the trust. Also includes notarization of all documents, and Estate Planning Binder.
  • Will Package includes: Will, Durable Power of Attorney and Advance Health Care Directive. It also includes notarization of all documents.
  • Durable Powers of Attorney Package includes: Durable Power of Attorney, Advance Health Care Directive and notarization of all documents.
Q. What is Chapter 7 Bankruptcy?
A. Chapter 7 bankruptcy also known as "liquidation," is a legal process by which most unsecured debts can be discharged or wiped out. Chapter 7 bankruptcy is known as liquidation because any non-exempt assets the debtor has may be liquidated (sold) by the trustee for the benefit of creditors. Many Chapter 7 bankruptcy debtors have no non-exempt assets and so there is no liquidation and unsecured debts are simply discharged. There are, however, certain unsecured debts that are not dischargeable in Chapter 7 bankruptcy.
Q. Is Chapter 7 bankruptcy the right option for me?

A. Chapter 7 bankruptcy may eliminate debt under the U.S Bankruptcy Code. Chapter 7 bankruptcy may be a good option for people who are facing lots of unsecured debt, such as medical bills or credit card debt and have few assets.

Among other benefits, filing Chapter 7 bankruptcy may:

  • Eliminate most or all of your unsecured debt, allowing you to rebuild your credit
  • Eliminate your unsecured debt through a chapter 7 debt discharge
  • Silence your creditors through an automatic stay order
  • Keep you from losing your exempt assets like your home or car

For more information on Chapter 7 bankruptcy, give me a call at (619) 660-1600 and schedule a 45-minute free consultation to answer all your questions.

Call Us Today At ♦ (619) 660-1600

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